[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.prufia.cz\/koupit-chatu-ano-ale-kde-vzit-penize\/#Article","mainEntityOfPage":"https:\/\/www.prufia.cz\/koupit-chatu-ano-ale-kde-vzit-penize\/","headline":"Koupit chatu, ano, ale kde vz\u00edt pen\u00edze?","name":"Koupit chatu, ano, ale kde vz\u00edt pen\u00edze?","description":"Samoz\u0159ejm\u011b, \u017ee ne\u010dek\u00e1te, oslovili jste ji\u017e bankovn\u00ed spole\u010dnost, ale tam v\u00e1m tolik pot\u0159ebnou hypot\u00e9ku na koupi rekrea\u010dn\u00ed nemovitosti neschv\u00e1lili. D\u016fvodem m\u016f\u017ee b\u00fdt nap\u0159\u00edklad va\u0161e opo\u017ed\u011bn\u00ed v minulosti se spl\u00e1tkou, nebo m\u00e1te z\u00e1znam v registru a byl jste dlu\u017en\u00edkem. Nebo se bankovn\u00ed spole\u010dnosti nezd\u00e1la v\u00fd\u0161e va\u0161eho p\u0159\u00edjmu. I kdy\u017e ji\u017e n\u011bkolik let \u0161et\u0159\u00edte, a v r\u00e1mci … ","datePublished":"2020-02-04","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.prufia.cz\/author\/#Person","name":"","url":"https:\/\/www.prufia.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/87007d43bbcef3c87926bba9082d96a1a8da6f7ae55b1546f5f58a5e10d8ed12?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/87007d43bbcef3c87926bba9082d96a1a8da6f7ae55b1546f5f58a5e10d8ed12?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"prufia.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.prufia.cz\/wp-content\/uploads\/img_a379983_w3180_t1591609408.jpg","url":"https:\/\/www.prufia.cz\/wp-content\/uploads\/img_a379983_w3180_t1591609408.jpg","height":0,"width":0},"url":"https:\/\/www.prufia.cz\/koupit-chatu-ano-ale-kde-vzit-penize\/","about":["Finance"],"wordCount":414,"articleBody":"  Samoz\u0159ejm\u011b, \u017ee ne\u010dek\u00e1te, oslovili jste ji\u017e bankovn\u00ed spole\u010dnost, ale tam v\u00e1m tolik pot\u0159ebnou hypot\u00e9ku na koupi rekrea\u010dn\u00ed nemovitosti neschv\u00e1lili. D\u016fvodem m\u016f\u017ee b\u00fdt nap\u0159\u00edklad va\u0161e opo\u017ed\u011bn\u00ed v minulosti se spl\u00e1tkou, nebo m\u00e1te z\u00e1znam v registru a byl jste dlu\u017en\u00edkem. Nebo se bankovn\u00ed spole\u010dnosti nezd\u00e1la v\u00fd\u0161e va\u0161eho p\u0159\u00edjmu. I kdy\u017e ji\u017e n\u011bkolik let \u0161et\u0159\u00edte, a v r\u00e1mci \u0161et\u0159en\u00ed nechod\u00edte za kulturou, jezd\u00edte u\u017e roky stejn\u00fdm autem, nyn\u00ed u\u017e v\u00edte, \u017ee d\u00edky inflaci, kter\u00e1 na\u0161i m\u011bnu znehodnocuje, nem\u00e1te \u010das na\u0161et\u0159it tak vysokou \u010d\u00e1stku, abyste si mohli koupit vysn\u011bnou rekrea\u010dn\u00ed nemovitost, kde m\u016f\u017eete tr\u00e1vit sv\u00e9 dovolen\u00e9. Kde tedy vz\u00edt pot\u0159ebn\u00e9 pen\u00edze, kdy\u017e banka p\u016fj\u010dku  zam\u00edtla ?? M\u00e1te tady mo\u017enost z\u00edskat americkou hypot\u00e9ku od nebankovn\u00ed spole\u010dnosti. Ano, je to opravdu tak. U t\u00e9to, tedy nebankovn\u00ed spole\u010dnosti sta\u010d\u00ed jen to, \u017ee jste schopni hypot\u00e9ku, i kdy\u017e m\u00e1te n\u00edzk\u00fd p\u0159\u00edjem, nebo jste m\u011bl opo\u017ed\u011bn\u00ed v minulosti se spl\u00e1tkou, nebo m\u00e1te z\u00e1znam v registru a byl jste dlu\u017en\u00edkem, spl\u00e1cet. A tak\u00e9 nikoho u t\u00e9to spole\u010dnosti nebude v\u016fbec zaj\u00edmat, na co konkr\u00e9tn\u011b p\u016fj\u010den\u00e9 pen\u00edze budete pot\u0159ebovat. P\u0159itom je tady mo\u017enost, \u017ee m\u016f\u017eete p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet a\u017e t\u0159icet let, co\u017e je opravdu dost dlouh\u00e1 doba.Mus\u00edte ale pamatovat na to, \u017ee se nebankovn\u00ed i bankovn\u00ed spole\u010dnosti jist\u00ed t\u00edm, \u017ee mus\u00edte d\u00e1t do z\u00e1stavy n\u011bjakou nemovitost, nap\u0159\u00edklad byt. Nemus\u00edte zde m\u00edt obavy, je to dan\u00e9 platn\u00fdmi z\u00e1kony, a nav\u00edc nad \u010dinnost\u00ed obou finan\u010dn\u00edch spole\u010dnost\u00ed m\u00e1 kontrolu a dozor st\u00e1tn\u00ed instituce \u010cesk\u00e1 n\u00e1rodn\u00ed banka. Nemovitost dan\u00e1 do ru\u010den\u00ed je pojistkou, abyste \u0159\u00e1dn\u011b p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1celi. A tato z\u00e1stava nemus\u00ed b\u00fdt ani va\u0161e, sta\u010d\u00ed nap\u0159\u00edklad, \u017ee je od t\u0159et\u00ed osoby. P\u0159itom odhad t\u00e9to nemovitosti dan\u00e9 do ru\u010den\u00ed neplat\u00edte. Nav\u00edc pot\u0159ebujete pen\u00edze rychle, takov\u00e9 chaty v kr\u00e1sn\u00e9m m\u00edst\u011b, se moc neprod\u00e1vaj\u00ed, sp\u00ed\u0161e z\u016fstanou v rodin\u011b, tak\u017ee nev\u00e1hejte.                                                                                                                                                                                                                                                                                                                                                                                         4\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Koupit chatu, ano, ale kde vz\u00edt pen\u00edze?","item":"https:\/\/www.prufia.cz\/koupit-chatu-ano-ale-kde-vzit-penize\/#breadcrumbitem"}]}]