[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.prufia.cz\/hypoteka-na-pozemek-kde-a-jak-ziskat-vyhodne\/#Article","mainEntityOfPage":"https:\/\/www.prufia.cz\/hypoteka-na-pozemek-kde-a-jak-ziskat-vyhodne\/","headline":"Hypot\u00e9ka na pozemek \u2013 kde a jak z\u00edskat v\u00fdhodn\u011b?","name":"Hypot\u00e9ka na pozemek \u2013 kde a jak z\u00edskat v\u00fdhodn\u011b?","description":"V p\u0159\u00edpad\u011b po\u0159\u00edzen\u00ed pozemku je mnohdy jedin\u00fdm vhodn\u00fdm \u0159e\u0161en\u00edm vy\u0159\u00edzen\u00ed hypot\u00e9ky. Pokud jste pozemek \u010di finance na n\u011bj nez\u00edskali od rodi\u010d\u016f \u010di p\u0159\u00edbuzn\u00fdch, nab\u00edz\u00ed se tak spr\u00e1vn\u00fd krok ohledn\u011b pod\u00e1n\u00ed \u017e\u00e1dosti o hypote\u010dn\u00ed \u00fav\u011br. Pokud budete \u017e\u00e1dat u banky, tak je zapot\u0159eb\u00ed v\u011bd\u011bt, \u017ee jednak ne v\u0161echny bankovn\u00ed instituce poskytuj\u00ed samotn\u00e9 financov\u00e1n\u00ed pozemku. N\u011bkter\u00e9 maj\u00ed … ","datePublished":"2018-09-24","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.prufia.cz\/author\/#Person","name":"","url":"https:\/\/www.prufia.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/87007d43bbcef3c87926bba9082d96a1a8da6f7ae55b1546f5f58a5e10d8ed12?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/87007d43bbcef3c87926bba9082d96a1a8da6f7ae55b1546f5f58a5e10d8ed12?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"prufia.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.prufia.cz\/wp-content\/uploads\/img_a325766_w2644_t1537874897.jpg","url":"https:\/\/www.prufia.cz\/wp-content\/uploads\/img_a325766_w2644_t1537874897.jpg","height":0,"width":0},"url":"https:\/\/www.prufia.cz\/hypoteka-na-pozemek-kde-a-jak-ziskat-vyhodne\/","about":["Finance"],"wordCount":437,"articleBody":"       V p\u0159\u00edpad\u011b po\u0159\u00edzen\u00ed pozemku je mnohdy jedin\u00fdm vhodn\u00fdm \u0159e\u0161en\u00edm vy\u0159\u00edzen\u00ed hypot\u00e9ky. Pokud jste pozemek \u010di finance na n\u011bj nez\u00edskali od rodi\u010d\u016f \u010di p\u0159\u00edbuzn\u00fdch, nab\u00edz\u00ed se tak spr\u00e1vn\u00fd krok ohledn\u011b pod\u00e1n\u00ed \u017e\u00e1dosti o hypote\u010dn\u00ed \u00fav\u011br. Pokud budete \u017e\u00e1dat u banky, tak je zapot\u0159eb\u00ed v\u011bd\u011bt, \u017ee jednak ne v\u0161echny bankovn\u00ed instituce poskytuj\u00ed samotn\u00e9 financov\u00e1n\u00ed pozemku. N\u011bkter\u00e9 maj\u00ed ve sv\u00fdch podm\u00ednk\u00e1ch d\u00e1no, \u017ee mus\u00ed b\u00fdt spojeno s n\u00e1slednou v\u00fdstavbou do konkr\u00e9tn\u00edho term\u00ednu. U banky je nutno po\u010d\u00edtat s t\u00edm, \u017ee jestli\u017ee chcete financovat pozemek prost\u0159ednictv\u00edm hypote\u010dn\u00edho \u00fav\u011bru, mus\u00ed se jednat striktn\u011b o stavebn\u00ed pozemek, tj. pozemek ur\u010den k v\u00fdstavb\u011b rodinn\u00e9ho \u010di bytov\u00e9ho domu nebo objektu pro individu\u00e1ln\u00ed rekreaci. Bankovn\u00ed spole\u010dnost si v\u0161e ov\u011b\u0159\u00ed, kdy si tak od v\u00e1s vy\u017e\u00e1daj\u00ed stavebn\u00ed povolen\u00ed, d\u00e1le \u00fazemn\u00ed rozhodnut\u00ed a souhlas \u010di existenci regula\u010dn\u00edho nebo \u00fazemn\u00edho pl\u00e1nu. Z takov\u00e9ho dokumentu lze vy\u010d\u00edst vyu\u017eit\u00ed pozemku. K pozemku mus\u00ed b\u00fdt zaji\u0161t\u011bn bezbari\u00e9rov\u00fd p\u0159\u00edstup a pokud mo\u017eno z ve\u0159ejn\u00e9 komunikace. Mus\u00ed b\u00fdt vybudov\u00e1ny in\u017een\u00fdrsk\u00e9 s\u00edt\u011b.Snadn\u011bj\u0161\u00ed a rychlej\u0161\u00ed cesta Druhou variantou je mo\u017enost za\u017e\u00e1dat o finan\u010dn\u00ed prost\u0159edky u nebankovn\u00ed spole\u010dnosti. T\u00edmto zp\u016fsobem lze v\u0161e vy\u0159\u00eddit rychleji a efektivn\u011bji. Hypot\u00e9ka na pozemek m\u016f\u017ee b\u00fdt vy\u0159\u00edzena v co nejkrat\u0161\u00edm mo\u017en\u00e9m \u010dase. Mnohdy tak i do 24 hodin od podpisu smlouvy.V\u00fdhody nebankovn\u00ed hypot\u00e9ky Benevolence v\u016f\u010di \u017eadateli. V tomto sm\u011bru nen\u00ed p\u0159ek\u00e1\u017ekou ni\u017e\u0161\u00ed bonita \u017eadatele, z\u00e1znam v registru. P\u0159ednost\u00ed je z\u00edsk\u00e1n\u00ed hotovosti bez \u00fa\u010delu, tj. pen\u00edze lze pou\u017e\u00edt na cokoliv. Nen\u00ed pot\u0159eba dokl\u00e1dat prokazateln\u00e9 v\u00fddaje. Stejn\u011b tak p\u0159i \u017e\u00e1dosti nemus\u00edte uv\u00e1d\u011bt d\u016fvod. Z\u00edskat finan\u010dn\u00ed prost\u0159edky lze a\u017e do 70% z odhadu. Pozitivn\u00ed je doba splatnosti, kterou je mo\u017eno rozlo\u017eit a\u017e po dobu t\u0159iceti let. V\u0161e bez jak\u00e9hokoliv poplatku p\u0159edem. Minim\u00e1ln\u00ed administrativn\u00ed z\u00e1t\u011b\u017e. Nebankovn\u00ed hypot\u00e9ka se py\u0161n\u00ed n\u00edzkou spl\u00e1tkou, kter\u00e1 je tak konkuren\u010dn\u00ed t\u00e9 bankovn\u00ed. Hypot\u00e9kou lze vyplatit exekuce a jin\u00e9 dluhy. Zejm\u00e9na v\u0161ak lze pou\u017e\u00edt finance na ve\u0161ker\u00e9 typy nemovitost\u00ed, jako jsou byty, domy, rekrea\u010dn\u00ed objekt, hypot\u00e9ka na pozemek apod.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka na pozemek \u2013 kde a jak z\u00edskat v\u00fdhodn\u011b?","item":"https:\/\/www.prufia.cz\/hypoteka-na-pozemek-kde-a-jak-ziskat-vyhodne\/#breadcrumbitem"}]}]